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翻訳と辞書　辞書検索 [ 開発暫定版 ] スポンサード リンク Morale hazard ： ウィキペディア英語版 Morale hazard In insurance analysis, morale hazard is an increase in the hazards presented by a risk arising from the indifference of the person insured to loss because of the existence of insurance. Insurance analysts distinguish this from moral hazard.〔"Analyzing Hazards" Ludhardt, C. M. & Wiening, E. A. (2005) Property and Liability Insurance Principles, 4th edition. ISBN 978-0-89463-249-5〕 The use of the term in this way dates back to at least 1968, when it was used in the fourth edition of ''Casualty Insurance''.〔Kulp CA, Hall JW. (1968) (). ''Casualty Insurance'' 4th edition, p. 12. The Ronald Press Company〕 This usage differs from that in economic theory (see contract theory). In economics, whenever insurance of a risk causes decision-makers to act in a way that increases the risk, called moral hazard, regardless of whether the change in behavior is conscious or malicious. ==Examples of morale hazard== 抄文引用元・出典: フリー百科事典『 ウィキペディア（Wikipedia）』 ■ウィキペディアで「Morale hazard」の詳細全文を読む スポンサード リンク 翻訳と辞書 : 翻訳のためのインターネットリソース Copyright(C) kotoba.ne.jp 1997-2016. All Rights Reserved.